Highlands Residential Mortgage
Your Family·Your Future·Our Focus
Condo RESET AI
Clear answers. Verified guidance.Preview
This assistant answers only Fannie Mae, Freddie Mac and condominium-insurance questions. It cannot discuss rates, pricing, your personal loan qualification, legal or tax matters, FHA or VA guidelines, or approve a specific project. Every substantive answer cites its source.

Ask about the 2026 condo lending changes

Grounded in Fannie Mae Lender Letter LL-2026-03, the Fannie Mae Selling Guide and Freddie Mac's aligned guidance. Knowledge base last reviewed . Start with a question below, or ask your own.

Do not enter Social Security numbers, dates of birth, account numbers or other sensitive personal information.
Project-specific question?

Send it to Kevin for review

+
This assistant cannot approve or decline a specific condominium project. That requires a review of the actual HOA documents. Send the details below and Kevin will evaluate it directly.

Configuration

Leave blank to run in Preview mode — answers come straight from the local knowledge base with no network calls. Enter your backend proxy URL to run in Live mode against a model.

Never put an API key in this page. The proxy holds the key and the system prompt server-side. See server.js in this folder.